PPP Update

What ABA provider organizations need to know about forgiveness

Original Webinar Date: September 24, 2020

CEU offered: 1.0 Learning CEU

Short Title:  PPP Update  

Webinar Duration: 1 hour

CE Instructors:

  • Steve Poindexter, Esq.
  • Yvonne Bruinsma, Ph.D., BCBA-D


As 24-week Covered Periods are coming to an end and lenders begin accepting PPP loan forgiveness applications, PPP borrowers need to determine how to approach the forgiveness process. Among the issues PPP borrowers should consider: 

  • Whether to wait to apply for forgiveness, depending on the borrower’s particular circumstances.
  • Whether the FTE Reduction impacts the borrower’s ability to apply for forgiveness prior to the end of its 24-week Covered Period.
  • Whether the Salary/Hourly Wage Reduction will apply and how to calculate it if it does (particularly if you intend to apply for forgiveness prior to the end of your 24-week Covered Period)
  • How to calculate limits on payroll costs if you apply for loan forgiveness prior to the end of your 24-week Covered Period.
  • How to minimize compliance risks.
  • Timeline for forgiveness process.

Steven Poindexter, a corporate attorney with Lewis Rice in St. Louis, Missouri whose practice focuses primarily on commercial lending and commercial transactions, joins us for an hour to discuss these and other considerations facing borrowers seeking PPP loan forgiveness.



Steven S. Poindexter

Steven S. Poindexter is a corporate attorney whose practice focuses primarily on commercial lending and commercial transactions. He represents national and regional banks in complex commercial lending transactions, including financings involving syndicated loans, real estate, and asset-based lending. Steve regularly counsels clients in the negotiation of acquisition agreements, supply agreements, licensing agreements, distribution agreements, international transactions, and other commercial contracts and corporate matters. He also has experience assisting clients in developing compliance programs and procedures relating to U.S. export controls including the International Traffic in Arms Regulations and the Export Administration Regulations. Steve is a member of the Firm's Recruiting Committee, he was selected for inclusion in Missouri & Kansas Rising Stars® 2011, and St. Louis Business Journal named him among their "30 Under 30" Class of 2007.


Yvonne Bruinsma

Yvonne Bruinsma founded In STEPPS in 2010. She has more than 25 years of experience in the field. She previously gained extensive experience as the clinical director and clinical manager at several agencies and brought PRT to the Netherlands. She has been an active researcher and continues publishing in the field. Yvonne has written articles in peer-reviewed journals and in 2015, wrote and published a seminal article with other top researchers in autism treatment about Naturalistic Developmental Behavioral Interventions such as PRT. Yvonne also has co-written a book about Naturalistic Developmental Behavior Interventions (NDBI) currently in press. She earned her master’s in developmental psychology from the University of Leiden, the Netherlands, and her master’s and doctorate in special education, developmental disabilities, from University of California, Santa Barbara. Yvonne was certified as a Board Certified Behavior Analyst-Doctoral (BCBA-D) in 2008.